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Grants and deadlines · Practice

Nuova Sabatini: software and hardware for SMEs

Nuova Sabatini supports bank loans or leasing for new productive assets, hardware, software and digital technologies. The budget law allocated €200 million for 2026 and €450 million for 2027. Define the project with the lender before making purchases.

Produzione Moderna editorial team · Published · 1 min read

Before proceeding

  • New productive assets.
  • Loan or lease.
  • Services separated from the asset.

Compare the options

Measure or optionStatus or deadlineWhen it fitsNext action
Hardware and softwareProductive investmentAssets for the company’s production facility.Specify function and location of use.
FinancingBank or intermediaryAsset purchase or lease.Agree application, order and delivery timing.

Define the productive investment

State which assets the company needs and where they will be used. For software, describe functions, licensing and use, separating services from the purchased asset.

Prepare the estimate

Ask for hardware, software and related work to be itemised. Keep content, campaigns and routine maintenance separate so the lender can assess each cost.

Compare the loan and contribution

The scheme combines a loan or lease with a Ministry contribution. Include repayments, company funds and disbursement timing in the investment plan.

Agree the purchase sequence

Check with the bank or intermediary how to coordinate the application, order and delivery. Put those dates in the software or hardware supplier’s contract.

Organise handover

Keep the purchase and commissioning documents. For software, also request the licence list, company access credentials and instructions for its operators. Test the purchased functions before completing delivery.

Give the bank or intermediary a schedule of assets, suppliers, costs and deliveries, separate from recurring services.

Frequently asked questions

Is financing required?

The contribution is linked to a bank loan or lease under the scheme’s rules.

What funding is allocated for 2027?

The official refinancing assigns €450 million to 2027 and €200 million to 2026.

Sources and references

Consult the official sources for the facts and guidance on this page.